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AFFILIATE DISCLAIMER

Note this website contains affiliate links that allow you to find items mentioned in the content on this website and support us at no cost to you. While this website may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. I am NOT a financial adviser. Thank you for your support!

PRIVACY POLICY
This Privacy Policy describes how your personal information is collected, used, and shared when you visit or make a purchase from www.kurshinjoseph.com and it’s sub-domains; www.heavensentrepreneurs.com and it’s sub-domains(the “Site”); www.heavensentrepreneurs.tv and it’s sub-domains(the “Site”); www.heavensdigitalacademy.com and it’s sub-domains.

Personal information we collect
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information”.

We collect Device Information using the following technologies:
– “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.
– “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
– “Web beacons”, “tags”, and “pixels” are electronic files used to record information about how you browse the Site.
– [[Facebook pixel, Google Analytics, Bit.ly Url Shortener, Shopify, Kajabi, ClickFunnels, Aweber, ActiveCampaign/Other Email Auto-Responders Software Hosts, Webinar Jam And YouTube Analytics]]
Additionally when you make a purchase or attempt to make a purchase through the Site, we collect certain information from you, including your name, billing address, shipping address, payment information (including credit card numbers), email address, and phone number. We refer to this information as “Order Information”.

When we talk about “Personal Information” in this Privacy Policy, we are talking about both Device Information and Order Information.

How do we use your personal information?
We use the Order Information that we collect generally to fulfill any orders placed through the Site (including processing your payment information, arranging for shipping, and providing you with invoices and/or order confirmations). Additionally, we use this Order Information to:
– Communicate with you;
– Screen our orders for potential risk or fraud; and
– When in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services.

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).

ADVERTISING/RETARGETING/MARKETING COMMUNICATIONS are only done to promote the brand Kurshin Joseph, Heavens Entrepreneurs and Heavens Digital Academy and its subsidiaries. It is NOT intended to promote harm or suspicious behaviour in any way or form.

Sharing you personal Information
We share your Personal Information with third parties to help us use your Personal Information, as described above. For example, we use Shopify to power our online store–you can read more about how Shopify uses your Personal Information here: https://www.shopify.com/legal/privacy. We also use Google Analytics to help us understand how our customers use the Site — you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

Behavioural advertising
As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by using the links below:
– Facebook: https://www.facebook.com/settings/?tab=ads
– Google: https://www.google.com/settings/ads/anonymous
– Bing: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.

Do not track
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.

Your rights
If you are a European resident, you have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below.

Additionally, if you are a European resident we note that we are processing your information in order to fulfill contracts we might have with you (for example if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information will be transferred outside of Europe, including to Canada and the United States.

Data retention
When you place an order through the Site, we will maintain your Order Information for our records unless and until you ask us to delete this information.

Changes
We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.

Minors
The Site is not intended for individuals under the age of Sixteen (16). Kurshinjoseph.com, Heavensentrepreneurs.com does not knowingly collect personal identifiable information from children under the age of Sixteen(16). If you are under the age of Sixteen, you must ask your parent or guardian for permission to use the Web site and Services.

Contact us
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e‑mail at support@kurshinjoseph.com


TERMS & CONDITIONS
OVERVIEW

This website is operated by Kurshin Joseph. Throughout the site, the terms “we”, “us” and “our” refer to Kurshin Joseph. Kurshin Joseph offers the websites kurshinjoseph.com, heavensentrepreneurs.com, heavensentrepreneurs.tv, www.heavensdigitalacademy.com including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our Courses/Programs & Store are hosted on Kajabi, ClickFunnels & Shopify Inc, Teachable and WordPress. They provide us with the online ecommerce platforms that allows us to sell our products and services to you

INTELLECTUAL PROPERTY

It is accepted that you are at least of the age of eighteen and above. You acknowledge and agree that all content presented on Kurshin Joseph’s sites including (heavensentrepreneurs.com, heavensdigitalacademy.com, kurshinjoseph.com) and its subsidiaries are protected by copyrights & other proprietary laws. Unless authorized by Kurshin Joseph, you understand and accept that you will not sell, distribute or reproduce fully or in part any material presented or spoken by Kurshin whether during live broadcasts or recorded in any membership login areas or social media posts. It is strictly prohibited for any form of reproduction or redistribution for any reselling or commercial purposes unless given written permission by Kurshin Joseph. If you post or submit any content to Kurshin Joseph’s social media pages, or across the internet, or in any book/material created whether digital or physical in any form, video or text you acknowledge and accept that you are the owner of the stated content. Any material that you may display upon our pages may be used for the sake of royalty free marketing or product development or purposes unrelated. You also acknowledge and grant us license and authorization to use that said content for worldwide distribution with the ability to copy, transfer, sell, exploit, create products/services, modify (and not limited to the stated) at our own discretion and publicly display in any manner whether in part or in full, whether online or physically, or in person. Any posting or submission whether through emails, text, sms, messenger, social posting, video or text allows us the right to use/modify at our own discretion as a proprietary right under all relevant patents, copyright & service/trademark laws. You allow us to identify you as the creator of any of such postings using your name, emails or any other method relevant to identify you as the creator of the stated material.

SECTION 1 – ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your Services.

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.
You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

SECTION 3 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

SECTION 4 – MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.
We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.

SECTION 5 – PRODUCTS OR SERVICES (if applicable)

Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.

We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor’s display of any color will be accurate.

We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.

SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

For more detail, please review our Returns Policy.

SECTION 7 – OPTIONAL TOOLS

We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.
You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).

We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

SECTION 8 – THIRD-PARTY LINKS

Certain content, products and services available via our Service may include materials from third-parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

SECTION 9 – USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS

If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.
You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e‑mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

SECTION 10 – PERSONAL INFORMATION

Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.

SECTION 11 – ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

SECTION 12 – PROHIBITED USES

In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.

SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.
We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.
You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.
You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Kurshin Joseph, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

SECTION 14 – INDEMNIFICATION

You agree to indemnify, defend and hold harmless Kurshin Joseph and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

SECTION 15 – SEVERABILITY

In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

SECTION 16 – TERMINATION

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

SECTION 17 – ENTIRE AGREEMENT

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.
These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

SECTION 18 – GOVERNING LAW

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Australia.

SECTION 19 – CHANGES TO TERMS OF SERVICE

You can review the most current version of the Terms of Service at any time at this page.
We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

SECTION 20 – CONTACT INFORMATION

Questions about the Terms of Service should be sent to us at support@kurshinjoseph.com

EARNINGS DISCLAIMER
You recognize and agree that Kurshinjoseph.com, Heavensentrepreneurs.com, Heavensentrepreneurs.tv, Heavensdigitalacademy.com and its subsidiaries have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of, Heavensentrepreneurs.com, Heavensentrepreneurs.tv or Kurshinjoseph.com, Heavensdigitalacademy.com products, and that we have not authorized any such projection, promise, or representation by others.

All information that are presented or given in this website or containing the name of Heaven’s Entrepreneurs, Heavens Digital Academy, heavensdigitalacademy.com heavensentrepreneurs.com or kurshinjoseph.com is intended to be for your educational and entertainment purposes only. NO BUSINESS OPPORTUNITY is presented to you. We are not making any claims as to income you may earn. We are not presenting you with a get rich-scheme in any manner of speaking. We are educating on the potential of online businesses.

Please seek advice before embarking on any venture, use caution and seek the advice of your own personal professional advisors, including lawyers. Where there are income figures mentioned (if any), those income figures are anecdotal information passed on to us concerning the results achieved by the individual sharing the information. We have performed no independent verification of the statements made by any such individual. NO ASSUMPTION should be made that you will be able to make such income figures. It has also been given by individuals’ their consent. Please do not interpret any statement in this website as a claim or representation of average earnings. There are NO AVERAGE EARNINGS. Testimonials and statements of individuals are not to be interpreted as claims or representations of average earnings. We make NO claims as to earnings, average, or otherwise.

Success in any venture is based on many factors specific to the work ethic and lifestyle of the individual or customer. We do not know your educational background, your skills, your prior experience, or the time you can and will devote to the any venture associated with Heaven’s Entrepreneurs or Kurshin Joseph. Please perform your own due diligence before embarking on any business related venture. Always seek to follow the advice given by personal qualified advisors.

There are risks in any business venture and all opportunities are not suitable for everyone. There is no guarantee that you will earn any money using any of the ideas presented in this website or in the products of kurshinjoseph.com and heavensentrepreneurs.com. Examples given in products and on our websites are not to be interpreted as a promise or guarantee of earnings. Several factors are used in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s. No guarantee is made that you will achieve any result at all from our content.

You agree that we will not share in your success, nor will we be responsible for your failure or for your actions in any ventures that you may undertake. Please note that past performance cannot and will not be an indication of possible future results. Any Forward Looking statement in our content or products are intended to express our opinion of earnings potential. They are OPINIONS ONLY and should not be relied upon as fact. We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever. Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for Heavensdigitalacademy, Heavensentrepreneurs.com or Kurshinjoseph.com products has been subjectively set by us. This price bears no relationship to objective standards. Thank You For Your Understanding.


REFUND POLICY

REFUNDS REGARDING LISTINGS AND ADVERTISING ON HEAVENS ENTREPRENEURS TV
Refunds will not be allowed once content has been placed on the website. All subscription listings can be cancelled at any time by sending an email to advertising@heavensentrepreneurs.tv. There would be no refund for the current month that cancellation occured. 

Once you have made payment you automatically agree to have your content published as per advised or discussed with the Heavens Entrepreneurs team. Any content that is given to us we hold the right to make changes that allign with our values.


REFUNDS REGARDING ‘HEAVENS DIGITAL ACADEMY’ – Will be exceptional

ACTION BASED REFUND POLICY APPLIES FOR HEAVENS DIGITAL ACADEMY PRODUCTS & SERVICES INCLUDING THE ‘>1K ACCLERATOR PROGRAM & 12 MONTH GROUP COACHING, ALL DIGITAL PRODUCTS INSIDE THE MEMBERSHIP PORTAL OF HEAVENS DIGITAL ACADEMY MEMBERS AREA, THE HEAVENS DIGITAL ACADEMY PRIVATE FAMILY GROUP

AS ETHICAL PEOPLE, THE ACTION BASED REFUND POLICY HAS BEEN PUT IN PLACE TO STOP PEOPLE WHO INTENTIONALLY BUY AND ASK FOR A REFUND AS THEY SIMPLY WANT TO ‘SEE WHAT IS INSIDE’ AND HAVE NO INTENTION OF IMPLEMENTING THE STEPS LAID OUT IN THE PRODUCTS OR IN THE LIVE SESSIONS. REFUND REQUESTS REGARDING ANY OF THE HEAVENS DIGITAL ACADEMY PRODUCTS WITHIN 24 HOURS OF PURCHASE WILL REQUIRE ADDITIONAL VERIFICATION SUCH AS ID DOCUMENTS & DRIVER’S LICENCE TO PREVENT PIRACY.

We want you to be fully satisfied with your purchase and to give your best effort to apply all Strategies as outlined in the entirety of the Membership area & Live Sessions provided by Heavens Digital Academy.

Heavens Digital Academy, Heavens Entrepreneurs & Kurshin Joseph’s Challenges, Schools & Workshops or Conferences: There will be no refunds for such content due to the nature of such material.

If a customer has purchased the >1K Accelerator Program which includes access to Heavens Digital Academy Membership and Access To The Members Login Area To View Courses/Program Material and has seen 30% of the content. NO REFUND will be given. This does not apply to content viewed or accessed inside the HDA – PRIVATE FAMILY GROUP.

Due to the nature of digital products, charge backs and the ability to save such products on the desktop, such conditional measures have been put in place. We are able to track the percentage of viewed content of each member in the database provider which gives accurate metrics of viewership of the course.

If any templates including sales funnels, email templates, copywriting templates or any downloadable materials has been downloaded there will be strictly NO REFUNDS! You have accessed a core substance of our business model and it is assumed that copies could have been made without our knowledge.

ABSOLUTELY NO REFUNDS will be permissible after 14 days of purchase.

Prior to the 14th day, refunds will be permissible only if you qualify by our Action Based Refund Policy. Access to the Heavens Digital Academy Materials & Members Login and Access to Live Sessions if purchased will be revoked.

*IN ORDER TO QUALIFY FOR A REFUND YOU MUST SUBMIT ‘PROOF OF WORK’ THAT YOU DID THE ACTION BASED REQUIREMENTS AND IT DID NOT WORK FOR YOU. SCREENSHOTS AS PROOF IS REQUIRED!*

-Regarding >1k Accelerator Program Live Sessions, Members Login Area Courses/Material (videos & downloadable content):

1. Prove that you have optimised your Personal Facebook page ‘Cover Photo'(on the top of your Facebook Page), ‘Feature Photo'(on the left panel) to mimic what is shown in the sessions according to your business. It must indicate a clear ‘Call To Action’, highlighting the services/products you are offering as well as include a link to your lead magnet/landing page/website/affiliate links.

2. You MUST have a Call To Action in your Bio and it MUST include a link to your lead magnet/landing page/website/affiliate links. You must have set up ‘Calendly’ as demonstrated (or another appointment setter).

3. You must have created a Facebook Group & changed the banner cover image, added at least 30 friends, made at least 3 live videos (20 minutes each), made at least 5 DIFFERENT ‘valuable posts’ (long form story posts), customised your announcements section, pinned to the top as shown. Engaged with and tagged group members in posts.

4. Must engage in Facebook Groups with ‘valuable posts’. Five(5) DIFFERENT valuable posts, One(1) per FB Group in your niche, per day for a minimum of Three(3) days as shown in the ‘Join Groups and Interact!’ section of the Blueprint. Show that you have used a range of different ‘valuable posts’ such as Motivational Quotes, Vulnerability, Life lesson, Testimonials etc after the date of purchase. ‘Proof of Work’ must also indicate the names of the FB groups that you have engaged with.

5. Must provide two(2) valuable posts per day for at least three(5) consecutive days on your personal Facebook Profile after the purchase date of the >1K Accelerator Program.

6. You MUST NOT have watched 30% of the first 2 weeks of video content (tracked by our database provider).

You MUST satisfy all requirements 1, 2, 3, 4, 5 & 6

If you satisfy all of these requirements and proof has been shown by sending screenshots to support@kurshinjoseph.com then a refund request will be taken into consideration. All refund requests MUST come with ‘proof of work’ by action based screenshots.

Any attempts at fraudulent activity including attempting to ‘try it out’, complete the minimum requirements and achieve the intended results of the products, only to then attempt to obtain a refund will cause you to be banned from our products and/or services. Strictly no refunds will be given if proof of work shows any indication that successful results were obtained from implementing our strategies.

If any physical material has been sent to you refunds will be for the total price of Heavens Digital Academy less the cost of the materials + shipping.

Thank You For Your Understanding.

Regarding the Payment Plan: If you have chosen a payment plan and not completed the minimal requirements you are required to complete all outstanding payments. If you had chosen the payment plan and do not complete all payments/missed payments you will be removed from the group without receiving a refund of the previous payments.

If you have received an ongoing discount monthly payment plan: there will be no refunds, once you cancel your membership to the live group sessions, you will be removed from the group. Thank you for understanding.

Regarding Discounts: If you have received a discount there will be STRICTLY NO REFUNDS.

Conduct

You will not use Heavens Digital Academy and any of its programs as a form of self promotion or poaching. You will also be removed from the group if your behaviour is deemed rude, degrading or mean in any form to other group members. By participating in any manner inside of the groups or platforms or outside of said authorities and platforms towards Heavens Digital Academy you affirm that this group is covered, protected and authorised by the blood of Jesus and that you or anyone else are rendered powerless to perform any witchcraft, occult practices, hate, discrimination or racism towards the members of the group or the founder or employees of Kurshin Joseph, Heavens Entrepreneurs, Heavens Digital Academy & associations/partners and its subsidiaries. You also understand that content submitted does not violate any intellectual property rights and does not contain any age restricted content. Kurshin Joseph reserves the right to make the ultimate judgement and reserves the right to remove any material or person that violates the above conduct requirements. Your account will be terminated without notice regarding such violations.

Regarding Membership and login areas

We reserve the right to make amendments to courses and material at any time without notice. If for any reason a product/service is discontinued or modified we will provide something of equivalent value for what you have paid. We reserve the right to offer you a refund if another product/service can be deemed suitable as a replacement for the purchased product.

OTHER PRODUCTS

Our policy lasts 30 days. If 30 days have gone by since your purchase, unfortunately we can’t offer you a refund or exchange.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.
Additional non-returnable items:
– Gift cards
– Downloadable software products
– Some health and personal care items
– Digital Courses, Videos or eBooks
To complete your return, we require a receipt or proof of purchase.
Please do not send your purchase back to the manufacturer.
Please first email support@kurshinjoseph.com
There are certain situations where only partial refunds are granted (if applicable)
– Book with obvious signs of use
– CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened
– Any item not in its original condition, is damaged or missing parts for reasons not due to our error
– Any item that is returned more than 30 days after delivery
Refunds (if applicable)
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.
If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.
Late or missing refunds (if applicable)
If you haven’t received a refund yet, first check your bank account again.
Then contact your credit card company, it may take some time before your refund is officially posted.
Next contact your bank. There is often some processing time before a refund is posted.
If you’ve done all of this and you still have not received your refund yet, please contact us at support@kurshinjoseph.com.
Sale items (if applicable)
Only regular priced items may be refunded, unfortunately sale items cannot be refunded.
Exchanges (if applicable)
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at support@kurshinjoseph.com and send your item to: Shop 6, 1-11 Town Terrace Glenmore Park LPO Glenmore Park NSW 2745 AUSTRALIA
Gifts
If the item was marked as a gift when purchased and shipped directly to you, you’ll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.
If the item wasn’t marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and he will find out about your return.
Shipping
To return your product, you should mail your product to: Shop 6, 1-11 Town Terrace Glenmore Park LPO Glenmore Park NSW 2745 AUSTRALIA
You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you, may vary.
If you are shipping an item over $75, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.